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Confused about Medicare?

Going on Medicare doesn't have to be complicated or overwhelming.

We are an independent agency that offers Medicare plans through multiple insurance companies.

How we can help...

How to avoid common mistakes while choosing your Medicare plan

Learning the different parts of Medicare and what each one covers

Learn how Medicare works with your employer health plan benefits

How to identify the plan benefits you actually need

Let us help you choose the plan that's perfect for you.

• We assess ­your specific needs

• We educate you on your options

• We walk you through the enrollment process

• We will answer your questions

We represent a variety of plans, including:


Request more information or schedule your free supplemental Medicare review appointment today.

Contact Us

Thanks for submitting!

Nick Michalkow

Regional Sales Agent

Serving North & South Carolina


Medicare has neither approved nor endorsed this website or its informational content. This website is not associated with or endorsed by Medicare, the Centers for Medicare & Medicaid Services (CMS), the Department of Health and Human Services (DHHS) or any other government agency. By submitting this form, you are giving permission to M&D Financial Agency, Inc. to send information, and have further contact via email or phone related to Medicare, Medicare Advantage, Medicare Supplement, and Medicare Part D. This information is considered to be accurate, however, we cannot be held liable for any inaccuracies. For the most accurate information visit

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